For some reason it took me a long time to realize there's no reason to ever pay full price for gas. There are plenty of rebates around.
The grocery store gas stations have 3.5 cents/litre rebates. That's the best discount I've seen. This is great because I shop at SuperStore and Sobey's so the coupons will get used on stuff that I was going to buy. It's great going into Sobeys and getting bread and milk for like $0.47 after using a gas coupon. SuperStore has an OralB ultra soft tootbrush that I like and using the gas rebate coupon makes buying it much more pleasant.
Ultramar has a value max card which is good for 2 cents a litre. That's not bad. There's also an Ultramar MasterCard available which they will give you a 2% discount on your statement if you use it to get gas at Ultramar. I might apply for that some time next year when I get my personal finances hopefully in better shape.
If you manage it properly it's OK to use the Ultramar credit card to buy gas. Keep the receipt and when you get home log into your Internet banking and make a payment from your chequing account to the credit card for the amount of the gas purchase. That way you're still only using money you have for gas while still getting the rebate benefit.
What I'd really like to do with Ultramar and I'm not sure if this is allowed is to pull off a triple discount next summer. Get a fill of gas then use Ultramar reveal a deal to get about $1 on average discount. Then pull out value max card and get 2 cents a litre. Then use the Ultramar MasterCard to pay the remainder and get a third discount. Gas is expensive and having to buy it several times a month sucks but getting a triple discount would be satisfying.
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